---
title: What is an Umbrella Policy?
---

# What is an Umbrella Policy?

- Posted on Monday, May 1, 2017

[Umbrella insurance](/umbrella-insurance) is a form of liability insurance that will supplement your basic liability policies, such as your auto, home or renters insurance. An umbrella liability policy covers a much higher limit and goes above and beyond claims directly relating to your home and auto.

The main purpose of your umbrella policy is to protect your assets from an unforeseen event, such as a tragic accident in which you are held responsible for damages or bodily injuries. If another party files a lawsuit against you, your umbrella coverage will pay for the damages you're legally responsible for up to the policy limit.

Call 360-966-3732, email info [at] kelleyinsure [dot] com or stop by to find out more and get a free quote for umbrella insurance in Whatcom County and beyond. Our offices are located in Everson and Sumas and we look forward to meeting with you! ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/quotes)

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