Homeowner Insurance

from Kelley Insurance Agency

Washington State Homeowners Insurance

Whether you’re about to close on your first home or currently live in the home where you raised your family and plan to live out the rest of your days, you need homeowners insurance. Most mortgage companies require borrowers to carry certain minimum coverage on a home, but you may need more extensive insurance to protect against the real-life risks of homeownership. The independent insurance agents at Kelley Insurance Agency can help. We work for you, our customers, not for some big national chain, so we can help you find home insurance tailored to your family’s needs.

Homes We Insure

Whether you own a house, a condo or a mobile home, Kelley Insurance Agency has a homeowners insurance policy to meet your needs. First, we’ll talk with you about the value of your home and help you choose limits and a deductible that fit your budget. Then we’ll discuss coverage options and shop around for you to find the features you want in a package that meets your needs. Our standard homeowners policies include

  • Dwelling coverage for your home
  • Belongings coverage for furniture, clothing and other items kept in your home
  • Personal liability for you and family living in your insured home
  • Additional living coverage in the event you have to leave your home due to a covered event
  • Medical payments coverage to pay for treatment in the event that a guest is injured in your home

Customizable Homeowners Policies

At Kelley Insurance Agency, we understand that a single homeowners policy won’t fit every Washington resident. Instead of trying to fit you into a pre-written insurance program, we take the time to help you choose insurance options that fit your family, your home and your lifestyle. We offer a variety of deductibles, and we also offer

  • Extended limits
  • Scheduled personal property coverage for high-ticket items or irreplaceable heirlooms
  • High-value homes coverage for discerning customers
  • Landlords insurance and rental property protection
  • Personal umbrella insurance policies beginning at $1 million in coverage

If you own a home or have begun shopping for a home of your own, make sure you have the right protection in place. Your home is probably your most valuable asset. Contact Kelley Insurance Agency today for more information on how to protect the things that mean the most.