Skip to content Accessibility info

Motorcycle Insurance

from Kelley Insurance Agency

Washington State Motorcycle and ATV Insurance

If you live in the Evergreen State, you know the amazing treasures to be found on the open road and off-road in the mountains and along the coast. This land was made for bikers and owners of ATVs. Whether you’re a member of the Iron Butt Association or enjoy off-roading on the weekends, you need a good insurance agency to have your back. At Kelley Insurance Agency, we share your passion for the beauty of the open road and the great outdoors, and we’ll help you find an insurance policy to protect your passion.

Insuring Your Motorcycle or ATV

In the state of Washington, motorcycles and ATVs do not legally have to be insured. However, if you or another driver using your vehicle is involved in a crash, the losses can be extensive. You might be held personally responsible for property damage, and without proper insurance coverage, a crash could be the end of your two-wheeled and off-road adventures.

Available Motorcycle and ATV Coverage

Washington ATV and motorcycle insurance options are similar to auto coverage options in your state. At minimum, we recommend all drivers of motorized vehicles carry liability coverage for property damage as well as PIP—a form of medical no-fault insurance available in Washington. Other coverage that can help you get back to your adventures on or off the road more quickly after a disaster include

  • Collision coverage to help pay for damages to your insured vehicle following an accident
  • Comprehensive coverage to assist with non-crash-related damages to your insured vehicle
  • Towing and roadside assistance to help you get back on the road in the event of a breakdown
  • Custom parts coverage to help you protect the investments you make in your hobby

Kelley Insurance Agency takes pride in insuring Washington residents who have the heart of an explorer. Contact us today to learn more about how we can help you protect your hobby and your lifestyle.