Do you worry about protecting the health of your family? With a good health insurance policy, you can take preventative steps toward ensuring your family’s well-being. At Kelley Insurance Agency, we understand the concerns you face every day, and we’ll use our extensive network of insurance providers to help you find affordable, effective coverage.

Health Coverage You Need

In today’s political climate, laws seem to be changing faster than the average American can track. Don’t worry. That’s our job. Your job is to care for your family, and we’re here to help. Currently, in Washington State, there are three primary types of healthcare coverage that can assist you in caring for your family while also helping you meet the necessary legal requirements for health coverage:

1. Managed Care Plans - One of the most common types of healthcare coverage is managed care plans that offer coverage through a specific network of healthcare providers. HMOs and PPOs as well as point-of-service (POS) plans are included in this type of health insurance.
2. Fee for Service Plans - One of the most traditional types of health insurance is a fee for service plan. This type of plan offers more flexibility in choosing providers, and under this type of plan you pay a fee or copay to providers for each service.
3. Consumer Directed Plans - This newer type of healthcare option, designed to give you as the consumer maximum control over your own healthcare, allows you to set up a health fund to be used for medical expenses. This type of plan may be referred to as a “consumer choice” or “consumer driven” plan.

No two individuals or families have the exact same healthcare or insurance needs. At Kelley Insurance Agency, we take the time to learn about your family’s lifestyle and healthcare concerns. If you have questions regarding the various types of health insurance, we’ll happily explain the pros and cons for your family. Then we’ll work with you to find an ideal solution that not only assists your family with legal coverage obligations but also helps to keep your family healthy. Call 360-966-3732 today to learn more.

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